How do I apply for a loan?
Bondora is a 100% online web-based financial service. Meaning everything is online and easy to access. You just need a device with an internet connection to create your account, apply for a loan, and manage your loan if you accept our offer.
You can apply for a Bondora loan online any day and at any time. And it takes about five minutes to complete our application. If your application was successful, you'll receive an offer.
To get started, go to www.bondora.fi and follow these steps:
1. Log in to the service and send the bank account statement as requested by the program.
When you apply for your first loan, a one-time identification is required so that we can confirm your identity and bank account. You can do it with one of the authentication methods provided. Next, you need to give momentary permission to check your bank statement. We use it to check your financial history and, if possible, make you a final loan offer with the lowest possible interest rate and monthly payment. Please note: Uploading your statement does not mean you have to accept the loan offer.
2. Fill out and send the loan application and choose the most suitable for you from the offers received in your email.
After you have applied and we can grant you a loan, you will see our best loan offer for you. You can choose a suitable loan amount and loan term according to your payment possibilities and financial needs. In this section, you will be directed to review documents related to your loan, such as the loan agreement, standard European consumer credit information, payment schedule and pre-agreement notice. Read all terms of use and contracts carefully before accepting them.
3. Sign the contract with Signicat service.
Since we are completely online, you can now continue to the signature part, after which the contract will be signed with your bank credentials. By clicking ‘Sign’ you accept your contract and terms of use. Choose your bank at the identification point and proceed according to your bank's instructions.
The money is then automatically transferred to your bank account on the same day. A contract fee is added to the amount mentioned in the final loan offer. You can view the price list here.
It's as simple as that!